A recent article in La Vanguardia highlights a striking reality: nearly half of citizens allocate between 40% and 50% of their income to housing, reflecting growing financial pressure across households.
This is not just a statistic — it is a structural signal.
Access to housing is no longer only a social issue, but a financial one, requiring deeper understanding of markets, risk, and long-term decision-making.
This context is directly connected to the work developed at Advantere School of Management. In collaboration with N26 and Master in Finance (MIF) students, a Project-Based Learning initiative explored these challenges, contributing to the analysis featured in the article.
By working on real-world financial problems, students move beyond theory to understand how economic pressure, regulation, and market dynamics intersect in practice.
Because today, finance is not just about numbers.
It is about understanding how those numbers shape people’s lives.